KOSS-WINN BANCSHARES EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS is the parent banking group. FARMERS TRUST AND SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Banking Group

KOSS-WINN BANCSHARES EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS

1 active bank · $361M combined assets

RSSD ID: 2630773 (FFIEC NIC)

Combined Assets

$361M

CRA Rating Summary

Satisfactory1charter

Across all 7 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFARMERS TRUST AND SAVINGS BANKBUFFALO CENTER, IASatisfactory$361MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$361M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$319M

Net Income

$1M

ROA (avg)

1.36%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
FARMERS TRUST AND SAVINGS BANK	BUFFALO CENTER, IA	FDIC	$361M	Satisfactory	Jun 2016

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.