JGS JR FAMILY HOLDING CORP is the parent banking group. HOME SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

JGS JR FAMILY HOLDING CORP

Legal name: JGS, JR. FAMILY HOLDING CORPORATION

1 active bank · $111M combined assets

RSSD ID: 5421422 (FFIEC NIC)

Combined Assets

$111M

CRA Rating Summary

Needs to Improve1charter

Across all 9 exams on record for this banking group's charters, 89% resulted in Outstanding or Satisfactory.

Primary bankHOME SAVINGS BANKSALT LAKE CITY, UTNeeds to Improve$111MView profile →

At a Glance

Dominant CRA Rating

Needs to Improve

1 of 1 bank · Falls short on community lending

Combined Assets

$111M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$89M

Net Income

$269K

ROA (avg)

0.96%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
HOME SAVINGS BANK	SALT LAKE CITY, UT	FDIC	$111M	Needs to Improve	Sep 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.