J CARL H BCORP is the parent banking group. FARMERS TRUST & SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

J CARL H BCORP

Legal name: J. CARL H. BANCORPORATION

1 active bank · $150M combined assets

RSSD ID: 1135534 (FFIEC NIC)

Combined Assets

$150M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFARMERS TRUST & SAVINGS BANKEARLING, IASatisfactory$150MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$150M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$136M

Net Income

$616K

ROA (avg)

1.68%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FARMERS TRUST & SAVINGS BANK	EARLING, IA	FDIC	$150M	100.0%	Satisfactory	Mar 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.