Legal name: INTERNATIONAL BANCSHARES CORPORATION
4 active banks · $16.6B combined assets
RSSD ID: 1104231 (FFIEC NIC)
Combined Assets
$16.6B
CRA Rating Summary
Across all 40 exams on record for this banking group's charters, 98% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
4 of 4 banks · Meets expectations for community lending
Combined Assets
$16.6B
4 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$12.0B
Net Income
$99M
ROA (avg)
2.42%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
1,434
Origination Rate
63.53%
Denial Rate
14.44%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| INTERNATIONAL BANK OF COMMERCE | LAREDO, TX | FDIC | $9.9B | 100.0% | Satisfactory | Jan 2025 |
| INTERNATIONAL BANK OF COMMERCE | BROWNSVILLE, TX | FDIC | $4.5B | 100.0% | Satisfactory | Jan 2025 |
| INTERNATIONAL BANK OF COMMERCE | OKLAHOMA CITY, OK | FDIC | $1.6B | 100.0% | Satisfactory | Jan 2025 |
| INTERNATIONAL BANK OF COMMERCE | ZAPATA, TX | FDIC | $528M | 100.0% | Satisfactory | Jan 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.