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INTEGRITY CAPITAL HOLDINGS INC is the bank holding company. INTEGRITY BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
FHD

INTEGRITY CAPITAL HOLDINGS INC

Legal name: INTEGRITY CAPITAL HOLDINGS, INC.

1 active bank · $453M combined assets

RSSD ID: 3184853 (FFIEC NIC)

Combined Assets

$453M

CRA Rating Summary

Satisfactory1charter

Across all 4 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankINTEGRITY BANK & TRUSTMONUMENT, COSatisfactory$453MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$453M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$367M

Net Income

$938K

ROA (avg)

0.84%

asset-weighted avg

Mortgage Lending (HMDA)

Aggregated HMDA data across all active charters for 2024.

Applications

148

Origination Rate

95.27%

Denial Rate

0%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
INTEGRITY BANK & TRUSTMONUMENT, COFDIC$453M100.0%SatisfactoryFeb 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.