INDEPENDENT BANK CORP is the parent banking group. ROCKLAND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

INDEPENDENT BANK CORP

Legal name: INDEPENDENT BANK CORP.

1 active bank · $24.8B combined assets

RSSD ID: 1136803 (FFIEC NIC)

Combined Assets

$24.8B

CRA Rating Summary

Outstanding1charter

Across all 13 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankROCKLAND TRUST COMPANYROCKLAND, MAOutstanding$24.8BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$24.8B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$20.2B

Net Income

$89M

ROA (avg)

1.43%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

5,638

Origination Rate

53.78%

Denial Rate

28.73%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
ROCKLAND TRUST COMPANY	ROCKLAND, MA	FDIC	$24.8B	100.0%	Outstanding	Apr 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.