Legal name: ILLINOIS STATE BANCORP, INC.
2 active banks · $623M combined assets
RSSD ID: 1889565 (FFIEC NIC)
Combined Assets
$623M
CRA Rating Summary
Across all 15 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$623M
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$510M
Net Income
$2M
ROA (avg)
1.02%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
21
Origination Rate
90.48%
Denial Rate
4.76%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST NATIONS BANK | CHICAGO, IL | FDIC | $544M | 100.0% | Satisfactory | Jan 2024 |
| THE BANK OF BOURBONNAIS | BOURBONNAIS, IL | FDIC | $79M | 100.0% | Satisfactory | Feb 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.