ILLINOIS HOLDING CO is the parent banking group. 1ST COMMUNITY BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

ILLINOIS HOLDING CO

Legal name: ILLINOIS HOLDING CO.

1 active bank · $68M combined assets

RSSD ID: 1204083 (FFIEC NIC)

Combined Assets

$68M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bank1ST COMMUNITY BANKSHERRARD, ILSatisfactory$68MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$68M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$61M

Net Income

$138K

ROA (avg)

0.82%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

50%

Denial Rate

14.29%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
1ST COMMUNITY BANK	SHERRARD, IL	FDIC	$68M	100.0%	Satisfactory	Jul 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.