HYDRO BANCSHARES INC is the bank holding company. BANK OF HYDRO is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
HYDRO BANCSHARES INC
Legal name: HYDRO BANCSHARES, INC.
1 active bank · $181M combined assets
RSSD ID: 1057168 (FFIEC NIC)
Combined Assets
$181M
CRA Rating Summary
Satisfactory1charter
Across all 9 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$181M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$158M
Net Income
$1M
ROA (avg)
2.73%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| BANK OF HYDRO | HYDRO, OK | FDIC | $181M | 100.0% | Satisfactory | Feb 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.