HSB MERGER CO is the parent banking group. THE HERSHEY STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

HSB MERGER CO

Legal name: HSB MERGER CO.

1 active bank · $139M combined assets

RSSD ID: 5382251 (FFIEC NIC)

Combined Assets

$139M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE HERSHEY STATE BANKHERSHEY, NESatisfactory$139MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$139M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$105M

Net Income

$409K

ROA (avg)

1.18%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2022Lender rankings →

Aggregated HMDA data across all active charters for 2022.

Applications

122

Origination Rate

90.16%

Denial Rate

1.64%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE HERSHEY STATE BANK	HERSHEY, NE	FDIC	$139M	100.0%	Satisfactory	May 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.