HOMETOWN FINANCIAL GROUP INC is the parent banking group. FLANAGAN STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

HOMETOWN FINANCIAL GROUP INC

Legal name: HOMETOWN FINANCIAL GROUP, INC.

1 active bank · $313M combined assets

RSSD ID: 2494153 (FFIEC NIC)

Combined Assets

$313M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFLANAGAN STATE BANKFLANAGAN, ILSatisfactory$313MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$313M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$290M

Net Income

$171K

ROA (avg)

0.22%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

1,597

Origination Rate

71.51%

Denial Rate

10.02%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FLANAGAN STATE BANK	FLANAGAN, IL	FDIC	$313M	100.0%	Satisfactory	Jan 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.