HOMETOWN BANC CORP operates 2 active bank charters, each examined independently for CRA compliance.

Bank Holding Company

HOMETOWN BANC CORP

2 active banks · $2.6B combined assets

RSSD ID: 2482196 (FFIEC NIC)

Combined Assets

$2.6B

CRA Rating Summary

Satisfactory2charters

Across all 7 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIVE POINTS BANKGRAND ISLAND, NESatisfactory$2.1BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

2 of 2 banks · Meets expectations for community lending

Combined Assets

$2.6B

2 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$2.4B

Net Income

$9M

ROA (avg)

1.32%

asset-weighted avg

Aggregated HMDA data across all active charters for 2024.

Applications

339

Origination Rate

90.86%

Denial Rate

2.65%

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIVE POINTS BANK	GRAND ISLAND, NE	FDIC	$2.1B	100.0%	Satisfactory	Jan 1996
THE SECURITY STATE BANK	HASTINGS, NE	FDIC	$538M	51.0%	Satisfactory	Apr 1998

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.