2 active banks · $2.6B combined assets
RSSD ID: 2482196 (FFIEC NIC)
Combined Assets
$2.6B
CRA Rating Summary
Across all 7 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$2.6B
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$2.4B
Net Income
$9M
ROA (avg)
1.32%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
339
Origination Rate
90.86%
Denial Rate
2.65%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIVE POINTS BANK | GRAND ISLAND, NE | FDIC | $2.1B | 100.0% | Satisfactory | Jan 1996 |
| THE SECURITY STATE BANK | HASTINGS, NE | FDIC | $538M | 51.0% | Satisfactory | Apr 1998 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.