Legal name: HEART OF GEORGIA BANCSHARES, INC.
2 active banks · $219M combined assets
RSSD ID: 2349516 (FFIEC NIC)
Combined Assets
$219M
CRA Rating Summary
Across all 16 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$219M
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$201M
Net Income
$484K
ROA (avg)
0.91%
asset-weighted avg
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| MOUNT VERNON BANK | MOUNT VERNON, GA | FDIC | $195M | 100.0% | Satisfactory | Jul 2022 |
| BANK OF LUMBER CITY | ALPHARETTA, GA | FDIC | $24M | — | Satisfactory | Apr 2023 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.