HALBUR BANCSHARES INC is the parent banking group. WESTSIDE STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

HALBUR BANCSHARES INC

Legal name: HALBUR BANCSHARES, INC.

1 active bank · 1 merged/absorbed · $259M combined assets

RSSD ID: 1209024 (FFIEC NIC)

Combined Assets

$259M

CRA Rating Summary

Satisfactory1charter

Across all 14 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankWESTSIDE STATE BANKWESTSIDE, IASatisfactory$259MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$259M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$191M

Net Income

$803K

ROA (avg)

1.25%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

116

Origination Rate

98.28%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
WESTSIDE STATE BANK	WESTSIDE, IA	FDIC	$259M	100.0%	Satisfactory	Nov 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.