GRAHAM SAVINGS FINANCIAL CORP is the parent banking group. GRAHAM SAVINGS AND LOAN, SSB is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

SLHC

GRAHAM SAVINGS FINANCIAL CORP

1 active bank · $157M combined assets

RSSD ID: 3799006 (FFIEC NIC)

Combined Assets

$157M

CRA Rating Summary

Satisfactory1charter

Across all 2 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankGRAHAM SAVINGS AND LOAN, SSBGRAHAM, TXSatisfactory$157MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$157M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$132M

Net Income

$480K

ROA (avg)

1.22%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
GRAHAM SAVINGS AND LOAN, SSB	GRAHAM, TX	FDIC	$157M	100.0%	Satisfactory	Oct 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.