GOUVERNEUR BCORP INC is the bank holding company. GOUVERNEUR SAVINGS AND LOAN ASSOCIATION is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

SLHC

GOUVERNEUR BCORP INC

Legal name: GOUVERNEUR BANCORP, INC.

1 active bank · $199M combined assets

RSSD ID: 2801014 (FFIEC NIC)

Combined Assets

$199M

CRA Rating Summary

Satisfactory1charter

Across all 2 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankGOUVERNEUR SAVINGS AND LOAN ASSOCIATIONGOUVERNEUR, NYSatisfactory$199MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$199M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$161M

Net Income

$305K

ROA (avg)

0.61%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

120

Origination Rate

72.5%

Denial Rate

21.67%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
GOUVERNEUR SAVINGS AND LOAN ASSOCIATION	GOUVERNEUR, NY	FDIC	$199M	100.0%	Satisfactory	Apr 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.