FSB BANKSHARES INC is the parent banking group. THE FOWLER STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FSB BANKSHARES INC

Legal name: FSB BANKSHARES, INC.

1 active bank · $99M combined assets

RSSD ID: 2006471 (FFIEC NIC)

Combined Assets

$99M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE FOWLER STATE BANKFOWLER, KSSatisfactory$99MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$99M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$89M

Net Income

$306K

ROA (avg)

1.28%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

64.91%

Denial Rate

14.04%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE FOWLER STATE BANK	FOWLER, KS	FDIC	$99M	100.0%	Satisfactory	Feb 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.