FREEPORT BANCSHARES INC is the parent banking group. FREEPORT STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FREEPORT BANCSHARES INC

Legal name: FREEPORT BANCSHARES, INC.

1 active bank · $167M combined assets

RSSD ID: 1125795 (FFIEC NIC)

Combined Assets

$167M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFREEPORT STATE BANKFREEPORT, MNSatisfactory$167MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$167M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$150M

Net Income

$433K

ROA (avg)

1.03%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

Origination Rate

82.05%

Denial Rate

15.38%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FREEPORT STATE BANK	FREEPORT, MN	FDIC	$167M	100.0%	Satisfactory	Mar 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.