FIRST UNITED CORP is the bank holding company. FIRST UNITED BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
FHD
FIRST UNITED CORP
Legal name: FIRST UNITED CORPORATION
1 active bank · 1 merged/absorbed · $2.0B combined assets
RSSD ID: 1132672 (FFIEC NIC)
Combined Assets
$2.0B
CRA Rating Summary
Satisfactory1charter
Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$2.0B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.8B
Net Income
$7M
ROA (avg)
1.35%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST UNITED BANK & TRUST | OAKLAND, MD | FDIC | $2.0B | 100.0% | Satisfactory | Dec 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.