FIRST UNITED CORP is the parent banking group. FIRST UNITED BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHD

FIRST UNITED CORP

Legal name: FIRST UNITED CORPORATION

1 active bank · 1 merged/absorbed · $2.0B combined assets

RSSD ID: 1132672 (FFIEC NIC)

Combined Assets

$2.0B

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST UNITED BANK & TRUSTOAKLAND, MDSatisfactory$2.0BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$2.0B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.8B

Net Income

$7M

ROA (avg)

1.35%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST UNITED BANK & TRUST	OAKLAND, MD	FDIC	$2.0B	100.0%	Satisfactory	Dec 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.