FIRST STATE CORP is the parent banking group. FIRST STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FIRST STATE CORP

Legal name: FIRST STATE CORPORATION

1 active bank · $950M combined assets

RSSD ID: 1083587 (FFIEC NIC)

Combined Assets

$950M

CRA Rating Summary

Outstanding1charter

Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST STATE BANKWAYNESBORO, MSOutstanding$950MView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$950M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$852M

Net Income

$832K

ROA (avg)

0.35%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST STATE BANK	WAYNESBORO, MS	FDIC	$950M	100.0%	Outstanding	Aug 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.