FIRST ST BCORP COMBINED RETIREMENT BENEFIT PLAN is the parent banking group. FIRST STATE BANK AND TRUST COMPANY, INC. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Banking Group

FIRST ST BCORP COMBINED RETIREMENT BENEFIT PLAN

1 active bank · $644M combined assets

RSSD ID: 4101428 (FFIEC NIC)

Combined Assets

$644M

CRA Rating Summary

Satisfactory1charter

Across all 6 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST STATE BANK AND TRUST COMPANY, INC.CARUTHERSVILLE, MOSatisfactory$644MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$644M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$542M

Net Income

$3M

ROA (avg)

1.78%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
FIRST STATE BANK AND TRUST COMPANY, INC.	CARUTHERSVILLE, MO	FDIC	$644M	Satisfactory	Jan 2010

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.