FIRST ST BANCSHARES DEKALB CNTY is the parent banking group. FIRST STATE BANK OF DEKALB COUNTY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FIRST ST BANCSHARES DEKALB CNTY

Legal name: FIRST STATE BANCSHARES OF DEKALB COUNTY, INC.

1 active bank · $353M combined assets

RSSD ID: 2115449 (FFIEC NIC)

Combined Assets

$353M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST STATE BANK OF DEKALB COUNTYFORT PAYNE, ALSatisfactory$353MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$353M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$299M

Net Income

$2M

ROA (avg)

2.27%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST STATE BANK OF DEKALB COUNTY	FORT PAYNE, AL	FDIC	$353M	100.0%	Satisfactory	Jan 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.