FIRST ST BANCSHARES DEKALB CNTY is the bank holding company. FIRST STATE BANK OF DEKALB COUNTY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
FIRST ST BANCSHARES DEKALB CNTY
Legal name: FIRST STATE BANCSHARES OF DEKALB COUNTY, INC.
1 active bank · $353M combined assets
RSSD ID: 2115449 (FFIEC NIC)
Combined Assets
$353M
CRA Rating Summary
Satisfactory1charter
Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$353M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$299M
Net Income
$2M
ROA (avg)
2.27%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST STATE BANK OF DEKALB COUNTY | FORT PAYNE, AL | FDIC | $353M | 100.0% | Satisfactory | Jan 2022 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.