FIRST PALMETTO FINANCIAL CORP is the bank holding company. FIRST PALMETTO BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

FIRST PALMETTO FINANCIAL CORP

Legal name: FIRST PALMETTO FINANCIAL CORPORATION

1 active bank · $1.1B combined assets

RSSD ID: 3834701 (FFIEC NIC)

Combined Assets

$1.1B

CRA Rating Summary

Needs to Improve1charter

Across all 4 exams on record for this holding company's charters, 75% resulted in Outstanding or Satisfactory.

Primary bankFIRST PALMETTO BANKCAMDEN, SCNeeds to Improve$1.1BView profile →

At a Glance

Dominant CRA Rating

Needs to Improve

1 of 1 bank · Falls short on community lending

Combined Assets

$1.1B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$973M

Net Income

$4M

ROA (avg)

1.52%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

589

Origination Rate

86.76%

Denial Rate

3.57%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST PALMETTO BANK	CAMDEN, SC	FDIC	$1.1B	100.0%	Needs to Improve	Mar 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.