FIRST MIAMI BANCSHARES INC is the parent banking group. BANK OF BILLINGS is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FIRST MIAMI BANCSHARES INC

Legal name: FIRST MIAMI BANCSHARES, INC.

1 active bank · $103M combined assets

RSSD ID: 1061316 (FFIEC NIC)

Combined Assets

$103M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankBANK OF BILLINGSBILLINGS, MOSatisfactory$103MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$103M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$90M

Net Income

$256K

ROA (avg)

1.03%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2022Lender rankings →

Aggregated HMDA data across all active charters for 2022.

Applications

Origination Rate

85.11%

Denial Rate

5.32%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BANK OF BILLINGS	BILLINGS, MO	FDIC	$103M	96.0%	Satisfactory	Mar 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.