FIRST HOLDING CO CAVALIER INC is the bank holding company. UNITED VALLEY BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

FIRST HOLDING CO CAVALIER INC

Legal name: FIRST HOLDING COMPANY OF CAVALIER, INC.

1 active bank · 2 merged/absorbed · $723M combined assets

RSSD ID: 1140211 (FFIEC NIC)

Combined Assets

$723M

CRA Rating Summary

Satisfactory1charter

Across all 17 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankUNITED VALLEY BANKCAVALIER, NDSatisfactory$723MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$723M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$632M

Net Income

$2M

ROA (avg)

0.86%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UNITED VALLEY BANK	CAVALIER, ND	FDIC	$723M	100.0%	Satisfactory	Jun 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.