FIRST COMMUNITY BCORP INC is the bank holding company. FIRST COMMUNITY BANK OF TENNESSEE is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

FIRST COMMUNITY BCORP INC

Legal name: FIRST COMMUNITY BANCORP, INC.

1 active bank · $854M combined assets

RSSD ID: 2016340 (FFIEC NIC)

Combined Assets

$854M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST COMMUNITY BANK OF TENNESSEESHELBYVILLE, TNSatisfactory$854MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$854M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$650M

Net Income

$817K

ROA (avg)

0.39%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

84.78%

Denial Rate

6.52%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST COMMUNITY BANK OF TENNESSEE	SHELBYVILLE, TN	FDIC	$854M	100.0%	Satisfactory	Jul 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.