FIRST BK SHARES OF THE S E INC is the parent banking group. FNB SOUTH is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHD

FIRST BK SHARES OF THE S E INC

Legal name: FIRST BANK SHARES OF THE SOUTH EAST, INC.

1 active bank · $716M combined assets

RSSD ID: 1134041 (FFIEC NIC)

Combined Assets

$716M

CRA Rating Summary

Satisfactory1charter

Across all 2 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFNB SOUTHALMA, GASatisfactory$716MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$716M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$596M

Net Income

$5M

ROA (avg)

2.64%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FNB SOUTH	ALMA, GA	FDIC	$716M	100.0%	Satisfactory	Aug 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.