FIDELITY BANCSHARES INC is the parent banking group. FIDELITY BANK OF TEXAS is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FIDELITY BANCSHARES INC

Legal name: FIDELITY BANCSHARES, INC.

1 active bank · $165M combined assets

RSSD ID: 1108501 (FFIEC NIC)

Combined Assets

$165M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIDELITY BANK OF TEXASWACO, TXSatisfactory$165MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$165M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$135M

Net Income

$-153K

ROA (avg)

-0.38%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

30%

Denial Rate

20%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIDELITY BANK OF TEXAS	WACO, TX	FDIC	$165M	100.0%	Satisfactory	Dec 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.