FEB BANCSHARES INC is the parent banking group. 22ND STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHD

FEB BANCSHARES INC

Legal name: FEB BANCSHARES, INC.

1 active bank · $272M combined assets

RSSD ID: 3438051 (FFIEC NIC)

Combined Assets

$272M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bank22ND STATE BANKMOBILE, ALSatisfactory$272MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$272M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$224M

Net Income

$211K

ROA (avg)

0.31%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
22ND STATE BANK	MOBILE, AL	FDIC	$272M	100.0%	Satisfactory	Jul 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.