FARMERS FINANCIAL CORP is the parent banking group. THE FARMERS BANK OF MILTON is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FARMERS FINANCIAL CORP

Legal name: FARMERS FINANCIAL CORPORATION

1 active bank · $313M combined assets

RSSD ID: 3017700 (FFIEC NIC)

Combined Assets

$313M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE FARMERS BANK OF MILTONMILTON, KYSatisfactory$313MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$313M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$256M

Net Income

$480K

ROA (avg)

0.61%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

139

Origination Rate

78.42%

Denial Rate

13.67%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE FARMERS BANK OF MILTON	MILTON, KY	FDIC	$313M	100.0%	Satisfactory	Feb 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.