F N B C OF LA GRANGE INC is the parent banking group. FNBC BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

F N B C OF LA GRANGE INC

Legal name: F.N.B.C. OF LA GRANGE, INC.

1 active bank · 1 merged/absorbed · $580M combined assets

RSSD ID: 1201532 (FFIEC NIC)

Combined Assets

$580M

CRA Rating Summary

Satisfactory1charter

Across all 13 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFNBC BANK & TRUSTLA GRANGE, ILSatisfactory$580MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$580M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$523M

Net Income

$1M

ROA (avg)

0.81%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

77.22%

Denial Rate

8.86%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FNBC BANK & TRUST	LA GRANGE, IL	FDIC	$580M	100.0%	Satisfactory	Sep 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.