EMPLOYEE STK OWNERSHIP TR PEOPLES B&T PICKETT CNTY is the bank holding company. PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
EMPLOYEE STK OWNERSHIP TR PEOPLES B&T PICKETT CNTY
1 active bank · 1 merged/absorbed · $319M combined assets
RSSD ID: 1426782 (FFIEC NIC)
Combined Assets
$319M
CRA Rating Summary
Satisfactory1charter
Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
Primary bankPEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTYBYRDSTOWN, TNSatisfactory$319MView profile →
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$319M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$281M
Net Income
$898K
ROA (avg)
1.14%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY | BYRDSTOWN, TN | FDIC | $319M | Satisfactory | Oct 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.