ECLIPSE BCORP INC is the bank holding company. ECLIPSE BANK, INC. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

ECLIPSE BCORP INC

Legal name: ECLIPSE BANCORP, INC.

1 active bank · $495M combined assets

RSSD ID: 5530632 (FFIEC NIC)

Combined Assets

$495M

CRA Rating Summary

Satisfactory1charter

Across all 5 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankECLIPSE BANK, INC.LOUISVILLE, KYSatisfactory$495MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$495M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$348M

Net Income

$606K

ROA (avg)

0.5%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

150

Origination Rate

70.67%

Denial Rate

11.33%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
ECLIPSE BANK, INC.	LOUISVILLE, KY	FDIC	$495M	100.0%	Satisfactory	Dec 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.