DARWIN BANCSHARES INC is the parent banking group. PERENNIAL BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

DARWIN BANCSHARES INC

Legal name: DARWIN BANCSHARES, INC.

1 active bank · 1 merged/absorbed · $156M combined assets

RSSD ID: 1125571 (FFIEC NIC)

Combined Assets

$156M

CRA Rating Summary

Satisfactory1charter

Across all 17 exams on record for this banking group's charters, 94% resulted in Outstanding or Satisfactory.

Primary bankPERENNIAL BANKDARWIN, MNSatisfactory$156MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$156M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$143M

Net Income

$387K

ROA (avg)

0.99%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

Origination Rate

100%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PERENNIAL BANK	DARWIN, MN	FDIC	$156M	100.0%	Satisfactory	Sep 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.