CSB&T BCORP INC is the parent banking group. CITIZENS SAVINGS BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

CSB&T BCORP INC

Legal name: CSB&T BANCORP, INC.

1 active bank · $186M combined assets

RSSD ID: 3602227 (FFIEC NIC)

Combined Assets

$186M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCITIZENS SAVINGS BANK AND TRUST COMPANYNASHVILLE, TNSatisfactory$186MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$186M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$160M

Net Income

$189K

ROA (avg)

0.41%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

168

Origination Rate

32.74%

Denial Rate

22.02%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
CITIZENS SAVINGS BANK AND TRUST COMPANY	NASHVILLE, TN	FDIC	$186M	100.0%	Satisfactory	Jun 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.