CSB FINANCIAL HOLDINGS INC is the bank holding company. COMMUNITY STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

CSB FINANCIAL HOLDINGS INC

Legal name: CSB FINANCIAL HOLDINGS, INC.

1 active bank · $404M combined assets

RSSD ID: 1207860 (FFIEC NIC)

Combined Assets

$404M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCOMMUNITY STATE BANKGALVA, ILSatisfactory$404MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$404M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$361M

Net Income

$1M

ROA (avg)

1.37%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

730

Origination Rate

78.22%

Denial Rate

10.82%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
COMMUNITY STATE BANK	GALVA, IL	FDIC	$404M	100.0%	Satisfactory	Nov 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.