CROSS COUNTY BANCSHARES INC
Legal name: CROSS COUNTY BANCSHARES, INC.
2 active banks · $1.5B combined assets
RSSD ID: 1131611 (FFIEC NIC)
Combined Assets
$1.5B
CRA Rating Summary
Across all 16 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$1.5B
2 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.2B
Net Income
$6M
ROA (avg)
1.49%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
76
Origination Rate
90.79%
Denial Rate
2.63%
Active Bank Charters2
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| CENTRAL BANK | LITTLE ROCK, AR | FDIC | $938M | — | Satisfactory | Apr 2025 |
| CROSS BANK | WYNNE, AR | FDIC | $564M | 100.0% | Satisfactory | Aug 2023 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.