Legal name: COUNTRY BANCORPORATION
4 active banks · 4 merged/absorbed · $439M combined assets
RSSD ID: 1203910 (FFIEC NIC)
Combined Assets
$439M
CRA Rating Summary
Across all 65 exams on record for this banking group's charters, 97% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
4 of 4 banks · Meets expectations for community lending
Combined Assets
$439M
4 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$378M
Net Income
$1M
ROA (avg)
1.15%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
44
Origination Rate
88.64%
Denial Rate
2.27%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| HIAWATHA BANK AND TRUST COMPANY | HIAWATHA, IA | FDIC | $157M | 100.0% | Satisfactory | Jan 2021 |
| FARMERS AND MERCHANTS SAVINGS BANK | IOWA CITY, IA | FDIC | $124M | — | Satisfactory | Jun 2024 |
| WHITE STATE BANK | SOUTH ENGLISH, IA | FDIC | $104M | 100.0% | Satisfactory | Dec 2025 |
| THE EXCHANGE STATE BANK | SPRINGVILLE, IA | FDIC | $55M | 100.0% | Satisfactory | Feb 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.