COUNTRY AGENCIES&INVESTMENTS is the bank holding company. BANK OF ODESSA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

COUNTRY AGENCIES&INVESTMENTS

Legal name: COUNTRY AGENCIES & INVESTMENTS, INC.

1 active bank · 2 merged/absorbed · $670M combined assets

RSSD ID: 1053339 (FFIEC NIC)

Combined Assets

$670M

CRA Rating Summary

Satisfactory1charter

Across all 27 exams on record for this holding company's charters, 93% resulted in Outstanding or Satisfactory.

Primary bankBANK OF ODESSAODESSA, MOSatisfactory$670MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$670M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$573M

Net Income

$3M

ROA (avg)

2.08%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

299

Origination Rate

96.99%

Denial Rate

3.01%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BANK OF ODESSA	ODESSA, MO	FDIC	$670M	85.0%	Satisfactory	Feb 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.