COTTONRUDY INVESTMENT CO is the parent banking group. THE SEYMOUR BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

COTTONRUDY INVESTMENT CO

Legal name: COTTONRUDY INVESTMENT COMPANY

1 active bank · $225M combined assets

RSSD ID: 1095245 (FFIEC NIC)

Combined Assets

$225M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE SEYMOUR BANKSEYMOUR, MOSatisfactory$225MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$225M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$186M

Net Income

$583K

ROA (avg)

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

81.91%

Denial Rate

13.83%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE SEYMOUR BANK	SEYMOUR, MO	FDIC	$225M	90.0%	Satisfactory	Apr 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.