COSPERITY BCORP INC is the parent banking group. FIRST FEDERAL BANK OF KANSAS CITY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

SLHC

COSPERITY BCORP INC

Legal name: COSPERITY BANCORP, INC.

1 active bank · $991M combined assets

RSSD ID: 5863264 (FFIEC NIC)

Combined Assets

$991M

CRA Rating Summary

Outstanding1charter

Across all 1 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST FEDERAL BANK OF KANSAS CITYLEES SUMMIT, MOOutstanding$991MView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$991M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$689M

Net Income

$364K

ROA (avg)

0.15%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

523

Origination Rate

73.23%

Denial Rate

12.81%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST FEDERAL BANK OF KANSAS CITY	LEES SUMMIT, MO	FDIC	$991M	100.0%	Outstanding	Aug 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.