CONCORDIA CAPITAL CORP is the parent banking group. CONCORDIA BANK & TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

CONCORDIA CAPITAL CORP

Legal name: CONCORDIA CAPITAL CORPORATION

1 active bank · $672M combined assets

RSSD ID: 2557414 (FFIEC NIC)

Combined Assets

$672M

CRA Rating Summary

Satisfactory1charter

Across all 14 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCONCORDIA BANK & TRUST COMPANYVIDALIA, LASatisfactory$672MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$672M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$592M

Net Income

$1M

ROA (avg)

0.89%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

168

Origination Rate

69.05%

Denial Rate

16.07%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
CONCORDIA BANK & TRUST COMPANY	VIDALIA, LA	FDIC	$672M	100.0%	Satisfactory	Dec 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.