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COMMERCIAL HOLDING CO is the bank holding company. COMMERCIAL BANK & TRUST CO. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company

COMMERCIAL HOLDING CO

Legal name: COMMERCIAL HOLDING COMPANY

1 active bank · $1.1B combined assets

RSSD ID: 1099382 (FFIEC NIC)

Combined Assets

$1.1B

CRA Rating Summary

Satisfactory1charter

Across all 13 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCOMMERCIAL BANK & TRUST CO.PARIS, TNSatisfactory$1.1BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.1B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$992M

Net Income

$3M

ROA (avg)

1.18%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
COMMERCIAL BANK & TRUST CO.PARIS, TNFDIC$1.1B100.0%SatisfactoryJan 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.