COMMERCIAL BANK SHARES INC is the parent banking group. THE COMMERCIAL BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

COMMERCIAL BANK SHARES INC

Legal name: COMMERCIAL BANK SHARES, INC.

1 active bank · $290M combined assets

RSSD ID: 1248742 (FFIEC NIC)

Combined Assets

$290M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE COMMERCIAL BANKHONEA PATH, SCSatisfactory$290MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$290M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$258M

Net Income

$475K

ROA (avg)

0.69%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE COMMERCIAL BANK	HONEA PATH, SC	FDIC	$290M	100.0%	Satisfactory	Nov 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.