CITIZENS BANCSHARES HUTCHINSON is the parent banking group. CITIZENS BANK & TRUST CO. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

CITIZENS BANCSHARES HUTCHINSON

Legal name: CITIZENS BANCSHARES OF HUTCHINSON, INC.

1 active bank · $310M combined assets

RSSD ID: 1121966 (FFIEC NIC)

Combined Assets

$310M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCITIZENS BANK & TRUST CO.HUTCHINSON, MNSatisfactory$310MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$310M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$267M

Net Income

$925K

ROA (avg)

1.17%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
CITIZENS BANK & TRUST CO.	HUTCHINSON, MN	FDIC	$310M	100.0%	Satisfactory	Jul 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.