CITBA FINANCIAL CORP is the parent banking group. CITIZENS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

CITBA FINANCIAL CORP

Legal name: CITBA FINANCIAL CORPORATION

1 active bank · $700M combined assets

RSSD ID: 1207208 (FFIEC NIC)

Combined Assets

$700M

CRA Rating Summary

Satisfactory1charter

Across all 12 exams on record for this banking group's charters, 92% resulted in Outstanding or Satisfactory.

Primary bankCITIZENS BANKMOORESVILLE, INSatisfactory$700MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$700M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$634M

Net Income

$2M

ROA (avg)

0.98%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
CITIZENS BANK	MOORESVILLE, IN	FDIC	$700M	100.0%	Satisfactory	Jan 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.