CHESAPEAKE BCORP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS is the parent banking group. THE CHESAPEAKE BANK & TRUST CO. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Banking Group

CHESAPEAKE BCORP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS

1 active bank · $134M combined assets

RSSD ID: 2857758 (FFIEC NIC)

Combined Assets

$134M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE CHESAPEAKE BANK & TRUST CO.CHESTERTOWN, MDSatisfactory$134MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$134M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$105M

Net Income

$640K

ROA (avg)

1.9%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

293

Origination Rate

61.77%

Denial Rate

20.14%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
THE CHESAPEAKE BANK & TRUST CO.	CHESTERTOWN, MD	FDIC	$134M	Satisfactory	Nov 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.