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CERESCO BCORP INC is the bank holding company. CERESCOBANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company

CERESCO BCORP INC

Legal name: CERESCO BANCORP, INC.

1 active bank · $80M combined assets

RSSD ID: 2696984 (FFIEC NIC)

Combined Assets

$80M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCERESCOBANKCERESCO, NESatisfactory$80MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$80M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$69M

Net Income

$270K

ROA (avg)

1.37%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
CERESCOBANKCERESCO, NEFDIC$80M100.0%SatisfactoryMay 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.