CENTRAL KANSAS BANCSHARES INC is the parent banking group. THE CITIZENS STATE BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

CENTRAL KANSAS BANCSHARES INC

Legal name: CENTRAL KANSAS BANCSHARES, INC.

1 active bank · 1 merged/absorbed · $88M combined assets

RSSD ID: 5050578 (FFIEC NIC)

Combined Assets

$88M

CRA Rating Summary

Satisfactory1charter

Across all 16 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE CITIZENS STATE BANK AND TRUST COMPANYCOUNCIL GROVE, KSSatisfactory$88MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$88M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$78M

Net Income

$406K

ROA (avg)

1.87%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE CITIZENS STATE BANK AND TRUST COMPANY	COUNCIL GROVE, KS	FDIC	$88M	100.0%	Satisfactory	Jan 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.