CBOS BANKSHARES INC is the parent banking group. COMMUNITY BANK OF THE SOUTH is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

CBOS BANKSHARES INC

Legal name: CBOS BANKSHARES, INC.

1 active bank · $252M combined assets

RSSD ID: 3450530 (FFIEC NIC)

Combined Assets

$252M

CRA Rating Summary

Satisfactory1charter

Across all 5 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCOMMUNITY BANK OF THE SOUTHMERRITT ISLAND, FLSatisfactory$252MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$252M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$229M

Net Income

$493K

ROA (avg)

0.77%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
COMMUNITY BANK OF THE SOUTH	MERRITT ISLAND, FL	FDIC	$252M	100.0%	Satisfactory	Jul 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.